When you’ve invested time, money and precious resources into your business, it’s critical to insure yourself against the unexpected. Talk to our team today about identifying your risk, discussing your exposure and minimising the consequences to your business.
Business life wasn’t meant to be easy and despite the best-laid plans, sometimes the proverbial hits the fan. When it does, what can you do?
Sometimes you get side-swiped by something completely out of your control such as government policy changes, a global financial crisis, loss of key staff or a big, new competitor. None of us have a crystal ball, but there’s actually a lot you can do to make sure you’re better prepared for most things.
A solid business strategy, a good grasp of cash flow, some contingency planning and, of course, making sure you have all the right business insurances in place.
At Johnston Grocke, we’ve joined forces with Webster Hyde Heath to make sure we can offer our clients the very best in business insurance advice and protection.
We offer business insurance advice in a wide variety of industries
Through this partnership, you can benefit from the expertise of one of the oldest and most respected insurance broking firms in South Australia, with over 25 years’ experience across a large range of insurance sectors, including:
- Small, medium and corporate businesses
- Non-profit and community clubs/associations
- Drilling, boring, surveying and mining contractors
- Film and television
You can expect a full ‘end-to-end’ insurance service
From providing business insurance advice and strategies in risk management to the placement of insurance through the settlement of claims – we’ll be there for you, every step of the way.
Our specialists will structure an insurance program specific to your business’s requirements – whether it’s an individual policy placement or a complex program with multiple insurance policies engaging a number of insurers.
We place insurance risks with the vast majority of authorised Australian insurers and we have access to international insurance markets as well. This means we always offer clients the very best insurance cover specific to their business.
So, what sort of business insurance do I need?
Insurance isn’t as simple as it used to be. In today’s fast and complex world of business, you really need to cover your butt in a whole range of areas. From the obvious, such as fire and theft to things like machinery, loss of stock, loss of profits, fraud, directors’ and officers’ obligations, even the protection against getting sued! Every business is different.
So what do you need right now? Perhaps you’re starting a new business and need small business insurance advice to ensure you’re adequately covered in all areas.
Maybe you want to double-check that you not only have the right insurance cover, but that you’re getting the best value insurance for your money and – extremely importantly – that there are no exclusions in the insurance policy that could adversely impact your business if the worst did happen.